The Healthcare Solution

There are two questions you must ask before taking the leap government: What are the actual costs ... us? And there is a better way? After bore you with statistics, I have the intention to offer my version of a solution.

Display of this information, hopefully have a better idea of what the field of health care means to our overall economy. When I say that the economy, I do not just Wall Street or profits of businesses ... I refer to in your pocket and pay slips.

According to the U.S. Department of the Bureau of Labor Statistics, the healthcare industry is the largest industry in the country. In 2006, industry accounted for more than 14 million jobs. In addition, seven of the 20 fastest growing occupations fall under its aegis. 5% of the total population of the United States working for some type of medical facility. As we say in the South , or is a lot of  'people.'

These statistics do not include sub-sectors such as pharmaceutical companies, insurance companies, insurance agencies, and producers medical paraphernalia. Millions more depend on these sub-sectors of their salary. If we add the jobs in our statistics, we are probably closer to 10% of the total population on the health industry for its bread and butter. That's almost 30 million jobs.

Remember that companies are not the only ones to benefit from the industry. Your friends, your family, your wives, your church members and your neighbors can get their wages on health care. Those of us who do not have 401 (k) 's, IRA, mutual funds and other investments related to medicine and its auxiliary engines. In other words, we are all a concern and want health care to be effective, efficient and long life.

In short (if it is too late), health care is a huge pillar of our economy. It 's almost entirely domestic, and most can never be sent abroad. It affects every man, woman and child in this country? Therefore, we must use particular caution when considering whether to change its structure.

Unforeseen costs:

Now, we are cautious outlook, we examine what the government takeover could mean. I think we all agree that the government did not declare the performance of the child. the word & because in fact public and efficiency  is rarely spoken with a straight face, the seriousness, but because of this problem, we can not really afford to be a laugh that old joke.

From our point of view, it often seems that the government has the deepest pockets, but pockets are very large holes in the conduct of our pockets. If you support the country's largest industry, the extra amount we lose our wages to pay for it? We not only share all other costs of health care, but the government has no incentive to be efficient. In addition, the money will be removed from the pool of tax as a result of converting a for profit sector in a governmental non-profit? In all reality, this is what we like to socialize health care.

How effective will it be? And how long our children have to wait until they are reviewed by their health care provider? If we are asking the Government to interfere, it can cause more pain than is actually relieved (pun intended purpose).

How effective is it? How long our kids need to wait before being processed by your doctor? If we ask the government to intervene, they may incur more pain than they really relieved (pun definitely intended).

Health Insurer's Marketing Overhaul:

With Woo Hoo! Government may still be involved: first the government must make laws that force the health insurance market directly to you and I. Yes, you read that right: no longer in group insurance plans that allow insurers to create mini-monopolies within companies. They must compete on the open market and dollar self-insurance can no longer hide the premiums you pay deductions.

Medicare, the government has taken a clever way to hide the true costs of their products by having your employer's share of these costs and even the editing for them. They get their money before receiving a paycheck, and therefore, you do not even miss it.

Since employers will lose certain tax benefits in this proposal, I suggest we give them the opportunity to convert these tax benefits to increase your salary. These two proposed changes to create more jobs and higher wages.

By creating a more competitive environment, insurers are obliged to keep premiums in check, and you get more money in your paycheck. So far so good ... right?

Malpractice Suits:

Here is the most controversial part of my plan: We should limit the amount courts can award for malpractice. health insurance premiums for malpractice, and the potential / actual litigation costs are two of the largest health-care costs. Doctors and hospitals are spending millions and millions of dollars to be worry and to seek justice. They are therefore obliged to pass these costs on us and the insurers.

 If we want doctors and hospitals, reducing costs, we must be prepared to help lower costs and continue to operate. Segment awards in two abuse categories (death and disability) and limiting the amounts that may be awarded in each category, they can help lower these costs. In turn, lowers costs.

The conclusion...finally:

This dilemma is how to locate a U.S. dollar figure on someone's life or ability to function normally. What is fair? What is reasonable? I am unable to draw a clear conclusion, but we've already established that the caution was a necessary element to change our health services. This is an area that requires extreme sensitivity, thought and patience ...

In total, there are still some details to iron before embarking on one of my proposed changes, but I invite you to think. It is logical and works within our current economic system without creating a major upheaval in our lives. It puts more money in our pockets and keep the government from them. (Like most people who struggle, I am a big fan of both).